Cheap Used Cars - The Cheapest Car Forum

Here are the top ten cars that are the most expensive in terms of insurance:

Cadillac Escalade EXT 4WD
Subaru Impreza WRX 4WD
Hyundai Tiburon
Mitsubishi Lancer
Scion tC
Acura RSX
Nissan Sentra SE-R
Suzuki Forenza
Nissan Sentra/Mitsubishi Eclipse
Chevrolet Cobalt two-door

And here are the ten least expensive cars to insure:

Ford Five Hundred 4WD (now the Ford Taurus)
Buick Rendezvous 4WD
Buick Lucerne/Buick Rainier 4WD/Honda Odyssey
Ford Freestyle 4WD/Subaru Outback 4WD
Buick Rendezvous/Honda Pilot
Chrysler Town & Country LWB
Honda Pilot 4WD
Buick LaCrosse/Chevrolet Uplander/Ford Escape/Volvo V70
Dodge Grand Caravan/Ford Freestyle 4WD
Ford Explorer 4WD/GMC Sierra 1500 4WD/Toyota Highlander/Toyota Sienna

When you're considering a new car make sure to get auto insurance quotes to see if you are willing to pay high premiums for your new ride.

What makes an insurance car expensive?

The most weighty influence on the level of your premium is your own history as a driver. If you have a history of having accidents, then as you would expect, you are a elevated risk to the insurer and so they will charge you more. Worse, if you have been convicted of a motoring offence such as speeding or driving while under the influence, then your insurance will cost you even extra – especially if your license was suspended.

One of the most crucial factor is what kind of car you are trying to insure. Naturally, cars that are more expensive will cost more to restore, and so the insurance will cost you more too. This is not the whole story though, as other features such as engine size, the availability of cheap replacement parts, and the difficulty of repair will have an cost factor too. Finally, some models of car are well acknowledged for being easier to break into or steal than others – the insurance companies are well aware of this and will adjust their quotes accordingly.

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